Frequently Asked Questions
FAQ’s
What is financial planning?
It is an ongoing process towards achieving your financial goals and it helps you get from where you are today, to where you want to be tomorrow, while making the best of what you got.
In sports and in personal finance, we see the planning process play a vital part in your chances of winning. Would you just show up on game day without ever practicing or watching film? Of course not because you would lose the game! Financial planning is no different. If you want to win the money game then we believe it all starts with financial planning.
Why is financial planning important?
You put blood, sweat, and tears into getting ready to compete and then go lay it all on the line. It is great feeling when you win but not so much when you lose. The money game is the same except there is much more at stake. The win in this game is much greater than a trophy. You define the wins but they can be simple or complex like protecting your family from disaster, having unbelievable life experiences, and ultimately helping your family live their best life!
Who should create a financial plan?
We believe everyone can benefit from some form of financial planning. It is not a one size fits all process, nor should it be. Each situation is unique, and the plan should be too. With that said, it is not for someone who is unwilling to put in the time to prepare or take action when needed. Is your life or business a serious matter? If so lets have a conversation and see how planning can help you win!
How much does it cost?
We provide financial planning, investment management, insurance strategies, and business solutions. See our pricing page for more details or give us a call and we can show you how it works.
How long does it take?
Hopefully forever! We hope that we are with you on this journey for the long haul.
However depending on what products/services you need will be a big factor in figuring out how long this will take initially. A lot will depend on how simple or complex your case may be and how fast you can get information to us. Once we have a better idea we can give you accurate timelines on your specific situation.
What do I need to start?
Nothing! All you need to do is book a call by clicking here for a no cost conversation.
How are investment management and financial planning different?
Great question! Investment management is where we help you open a new account or transfer your savings into a type of investment account (Rollover IRA, Roth IRA, Brokerage, SEP, etc) where we will manage the portfolio on your behalf so that you don’t have to. We will put your money into a managed portfolio specific to your own goals and risk tolerances and keep you informed on the performance along the way.
Financial planning is the process of taking all of your financial information (income, expenses, debt, loans, investments, retirement goals, life goals, etc.) and providing you an organized plan that you can begin taking action to successfully hit your goals. This is an ongoing process and as your life changes so will the plan. We will meet up frequently to not only hold you accountable to what you say is important but also avoid any pitfalls along the way.
Can I have investment management without financial planning?
Not a problem! We are here to help you win and can provide our services all in one or individually.
What If something changes can we modify my plan?
Absolutely! We are here for the long haul and will be here through each phase of your financial journey. If and when things come up text us or give us a call and we will be sure to get you back on track.
Services Offered
Financial Planning
A financial gameplan organizes your entire financial life and provides you actionable steps to reach both your short and long term goals.
We believe having a plan and a coach to help you along the way is the best thing you can do to improve your chances of winning the money game!
Investment Management
We provide a diversified list of strategies that aim to passively grow your money in the markets. We have in house models and third party asset managers that we use to help you reach your goals.
We will help you navigate the pros and cons of the different solutions and also handle all of the heavy lifting. This allows you to focus more on executing your plan and living your life.
Insurance Strategies
We will review your current insurance needs but also review anything you may already have in place to see if there is any room for improvement.
We will also provide ideas and strategies that can help you protect and build your wealth using these same types of products.
Business Solutions
As a business owner there is always ways to imrpove. We can assist with this in providing you solutions that increase financial wellness, reduce your taxable footprint, and improve your overall business operation.